Parcel Diligence
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SIX FREE PROPERTY TOOLS · NO ACCOUNT

Test the deal before the next expense.

Calculate loan amortization, estimate a maximum land offer, stress-test project economics, build a due-diligence checklist, assess new-tract readiness, and choose the right research depth. Inputs stay in your browser.

01

LOAN AMORTIZATION CALCULATOR

See the payment, interest, and payoff path.

Model a fixed-rate loan and test how additional monthly principal changes the payoff timeline.

View annual amortization schedule
Annual amortization schedule
YearPrincipal paidInterest paidEnding balance
1$3,387$25,264$346,613
2$3,641$25,010$342,971
3$3,914$24,737$339,057
4$4,208$24,444$334,849
5$4,523$24,128$330,326
6$4,862$23,789$325,463
7$5,227$23,425$320,237
8$5,619$23,033$314,618
9$6,040$22,612$308,579
10$6,492$22,159$302,086
11$6,979$21,672$295,107
12$7,502$21,149$287,605
13$8,065$20,587$279,541
14$8,669$19,982$270,871
15$9,319$19,333$261,553
16$10,017$18,634$251,535
17$10,768$17,883$240,767
18$11,575$17,076$229,192
19$12,443$16,208$216,749
20$13,376$15,276$203,373
21$14,378$14,273$188,994
22$15,456$13,195$173,538
23$16,615$12,037$156,923
24$17,860$10,791$139,063
25$19,199$9,452$119,864
26$20,638$8,013$99,226
27$22,185$6,466$77,041
28$23,848$4,803$53,193
29$25,636$3,016$27,557
30$27,557$1,094$0
01

MAXIMUM LAND OFFER

Work backward from your required return.

Estimate what remains for land after project costs and your target profit.

02

DEVELOPMENT SENSITIVITY

See what happens when revenue or cost moves.

Projected profit under nine revenue and cost combinations
Revenue / costCost -10%Cost 0%Cost +10%
Revenue -10%$225,00027.8% margin$160,00019.8% margin$95,00011.7% margin
Revenue 0%$315,00035.0% margin$250,00027.8% margin$185,00020.6% margin
Revenue +10%$405,00040.9% margin$340,00034.3% margin$275,00027.8% margin
03

DUE-DILIGENCE CHECKLIST

Generate a checklist for the proposed use.

  1. 01

    Confirm the parcel ID, legal description, and current ownership record

  2. 02

    Identify incorporated limits, ETJ, county, and special-district authority

  3. 03

    Confirm legal and practical access

  4. 04

    Identify water, wastewater, electric, and fire-service questions

  5. 05

    Review available flood, drainage, easement, and environmental mapping

  6. 06

    List every material unknown and the source needed to resolve it

  7. 07

    Confirm the proposed dwelling is allowed

  8. 08

    Check setbacks, lot coverage, driveway, and septic or sewer requirements

  9. 09

    Ask whether a plat or replat is required

04

NEW-TRACT READINESS

Check whether the tract can be identified reliably.

A new or recently divided tract may not yet appear correctly in county systems.

Select what you currently have
05

WHICH REPORT DO I NEED?

Get a transparent service recommendation.

Educational planning tools only. Results are based on user inputs and generalized questions. They are not appraisals, surveys, title work, financial or investment advice, engineering, legal advice, permit determinations, or guarantees. Confirm material facts with the relevant agency and qualified professionals.